| 8-13 Rules to Use Apostrophe
 From "The Spellbrainer"
 Rule 1
      Use the Apostrophe with contractions. The Apostrophe is always placed at 
      the spot where the letter(s) have been removed. Examples : don't, isn't, 
      you're are right.
 Rule 2
      Use the Apostrophe to show possession. Place the Apostrophe before the s to show 
      singular possession. Examples : one boy's hat, one woman's hat, one child's hat.
 Note : Although names ending in s or an s sound are not required to have the second 
      s added in possessive form, it is preferred. Texas' weather, Straus's daughter.
 Rule 3
      Use the apostrophe where the noun that should follow is implied. Example : 
      This was his father's, not his jacket
 Rule 4
      To show plural possession, make the noun plural first. Then use the 
      apostrophe immediately. Examples : two boys' hats.
 Rule 5
      Do not use the apostrophe for the plural of a name. Example : The Mishras 
      have two cats and a dog.
 Rule 6
      With singular compound noun, show possession with s at the end of the 
      word. Example : my mother-in-law's hat,
 Rule 7
      If the compound noun is plural, form the plural first and then use the 
      apostrophe. Example : my two brothers-in-law's hats
 Rule 8
      Use the apostrophe and s after the second name only, if two people possess 
      the same item. Example ; Ram and Krishna's home is far away. Ram and 
      Krishna's contracts will be renewed next year. indicates separate 
      ownership.
 Rule 9
      Never use an apostrophe with possessive pronouns : hers, yours, his, its, 
      theirs, ours, whose. They already show possession so they do not an apostrophe. 
      Example : This book is hers, not yours.
 Rule 10
      The only time an apostrophe is used for it's is when it is for a contraction for 
      "it is" or "it has". Example ; It's a nice day. It's your 
      right to refuse. It's has been great to know you.
 Rule 11
      The plurals for capital letters and numbers used as nouns are not formed 
      with apostrophes. Example : She consulted with three MDs but she went to 
      three M.D's offices. The apostrophe is needed here to show plural possessive. 
      She learnt her ABC's, 1990s are not the 1990's. She learned her time tables 
      for 6s and 7s.
 Exception : use apostrophe with capital letters and numbers when the 
      meaning would be unclear otherwise. Example : Pleas dot your i's, Sita 
      could not distinguish between her 6's and 0's.
 Rule 12
      Use the possessive case in front of gerund (-ing word). Example : Rita's 
      skating was a joy to behold. This does not stop principal's inspecting of 
      our college----
 Rule 13
      If the gerund has a pronoun in front of it, use the possessive form of 
      that pronoun. Example : I appreciate your inviting me to dinner, I 
      appreciated his working with me
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